Often not given the priority it needs because without you there is no income, no assets and possibly a mountain of debt.

The most important part of a plan is having a plan B. This is the failsafe and the one thing that will make sure that you and your family will be comfortable if the worst is to happen.

If you considered yourself like a car would you insure it? Of course you would! This will ensure that if you are unable to work you still receive an income. If things get really bad this could also provide a lump sum which could be used to pay off a mortgage, pay for expensive treatment or allow you to take time off to recover.

Your health is really important to us because we don’t want your strategy to fail because there is no safety net. Speak to us about some of the incentives that can be offered to promote good health and a healthy lifestyle.